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Business Interruption Insurance Lawyers in San Diego

As a business owner, you know that operating a business is filled with ups and downs. Whether you are dealing with rising operating costs, learning new technology, or confronting a slowing market, you know how difficult it can be to predict the hardships your business will face.

Sometimes, a crisis can happen completely out of the blue and seriously disrupt the wellbeing of your business. Insurance companies offer business interruption insurance plans to account for unanticipated disasters and to cover the costs your business may suffer from as a result. At the Law Offices of Robert Vaage, our business interruption insurance attorneys in San Diego can help you file a claim and recover the compensation you deserve.

If you are interested in speaking with our legal team, send us a message or call (619) 739-4040 to schedule a free consultation.

What is Covered by Business Interruption Insurance?

Business interruption insurance covers incidents that are considered as unanticipated disasters.

The terms of every policy are different, and a disaster that is covered by another insurance policy may not be covered under your plan. It is important to review the terms of your business interruption insurance policy before you file a claim. Our legal team can help you understand your rights under a business interruption insurance plan.

Business interruption insurance policies often cover disasters such as:

  • Natural disasters (including hurricanes, tornadoes, earthquakes, lightning, and wildfires)
  • Crimes (such as theft or arson)
  • Falling objects or other events that cause property damage

Many business owners are looking to business interruption insurance to cover the losses they have suffered as a result of the COVID-19 pandemic. It’s possible that your insurance policy will cover you for losses caused by the virus and related closings. However, your ability to recover compensation for these losses will depend on the terms of your policy. Most business interruption insurance plans do not explicitly approve of coverage for pandemic-related closure losses, but your insurance company may still provide benefits in this situation. Our San Diego business interruption insurance lawyers can help you fight for just compensation.

Business Interruption Insurance Claim Damages

Business interruption insurance policies are in place to cover all damages that have been caused by a covered disaster. In many cases, property damage and loss will account for the majority of damages, but there are many other expenses that business owners are responsible for in the aftermath of a disaster.

For example, you may need to move to another location after your previous location is destroyed in a natural disaster. Business interruption insurance could cover the costs of renting a new location (such as deposits), as well as the cost of income that was lost while you were moving.

You may be able to recover compensation for the following expenses if you file a business interruption insurance claim:

  • Property loss and damage
  • Merchandise loss (including damages and lack of sales)
  • Lost income
  • Employee wages
  • Costs of moving to another location

Contact us to Schedule a Free Consultation

The Law Offices of Robert Vaage legal team is available to discuss your case if your business has suffered in the wake of a disaster and you are interested in filing a business interruption insurance claim. We can help you understand your rights under a business interruption insurance policy and are prepared to represent you throughout your claim. We’ll take on the insurance company and ensure you are fairly compensated for your losses.

Complete our contact form or call (619) 739-4040 to schedule a free consultation with our business interruption insurance lawyers in San Diego.

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